As has already been noted, financial sources consist of three parts: savings, scholarships/grants and loans. Savings
are quite straightforward; hopefully you have some savings yourself, or your parents are able to contribute. Scholarships and grants
can be the solution to a big shortage. All Dutch students who receive a governmental study loan ('leenstelsel') can take this loan, under certain conditions, with them if they would like to study abroad. Check the website of DUO
for these conditions and more information. As you will no longer need your OV-card, there are also options for applying for travel reimbursement.
There are many scholarships available. A lot of research has to be put into finding the scholarships, because universities themselves offer most. Take some time to investigate whether potential programs have any scholarships available for students, as it could save you tens of thousands of euros. Good places to start looking for scholarships are the websites Nuffic, Prins Bernhard Cultuurfonds, Erasmus Mundus, Fulbright, and Suave. You can also search for more scholarships on websites with overviews, such as (for Dutch students) Beursopener. Many non-university scholarships/grants are gender-, region-, or discipline-specific. Private donors often make funds available for people with the same background as them. For instance, a successful Turkish scientist could open a scholarship fund for Turkish science students. When browsing the internet for scholarships, be sure to keep this in mind when you decide on keywords – do not simply search for "postgraduate scholarship", but include variations of some of your specific qualities (area of study, nationality, etc.).
Ample government loans
are not always available for foreign Master programs because the amounts you can borrow are tailored to Dutch programs. For students who can borrow from DUO and need the money to obtain a graduate degree, it could be a good idea to borrow toward your Master's in your undergraduate years at UCR. While borrowing money is not ideal, it is often necessary. Private loans are risky, and often disadvantageous in terms of interest rates and other conditions – we recommend using bank loans or other private loans only as a last resort.